DNotesEDU Blog

NEWS AND INFO FROM THE DNOTESEDU TEAM

Cryptocurrency & ICO Screening Guide For Investors

This guide is for those who are interested in investing in cryptocurrencies or ICO tokens, understand that it is high risk, but have no idea what to look for in the 1500 coins and tokens available. It is not intended as financial or investment advice, and...

read more

Investment Allocation by Risk Level

When most people think of investment risk, they may naturally think of the ones with a level of high risk only. All investments involve risk! The greatest risk of so called ‘safe’ investments, is their loss of value due to inflation. Let’s say you found a...

‘Broke By Coffee’ Was Never About The Coffee

There have been several articles and blog posts lately attacking the 'Starbucks makes you broke', and other 'give up coffee and save money' advice. There are those that like to debunk anything that appears to pass judgement on any of their habits or indulgences, and...

Government Benefits for Seniors in the United States – Social Security

There is a lot of doubt as to the long term viability of the Social Security program, but for now it provides financial security for millions of Americans that are retired or disabled. It can also be an economic lifeline to their family and/or ex-spouses....

What are Your Financial Priorities?

The most common priorities tend to involve retirement, buying a home, emergency funds, and for parents, having enough money to pay for their children’s education can often top the list. Everyone is different, and what may be of utmost importance to you,...

Your Retirement & The High Cost of Procrastination

“One third of adults in the United States have no retirement savings at all, and according to Bankrate.com, the figure is even worse for people age 18 to 29 (millennials) with 69% having nothing saved. This is very troublesome as it is this age group who...

Digital Literacy Crisis – The Education System Needs to ‘Get With The Game’

The Fourth Industrial Revolution is upon us, and there has been a dismal effort at best to prepare both students and the current workforce for upcoming jobs. Building upon the Third Industrial Revolution that among other things, first introduced us to digital...

‘Get Your Feet Wet’ With Cryptocurrency Faucets

A cryptocurrency faucet derives its name from the fact that it "drips" tiny amounts of a particular 'coin' into your wallet. Faucets aren't going to make you rich, and a lot of people within the industry say they are not worth the time and effort. What...

Government Benefits for Seniors in Canada – CPP & OAS

Canada Pension Plan (CPP) One of the cornerstones of retirement in Canada is the Canada Pension Plan. It is a public pension plan for all workers that provides eligible contributors with a limited replacement income when they retire or become disabled. It...

The Unbanked Lifestyle – Cryptocurrency and Cash Combo Increasing In Popularity

For decades various organizations around the world have been working diligently to bring banking services to the unbanked billions. The global spread of mobile phone access and advances in fintech innovation are laying the groundwork for great strides to be made in...

Life Doesn’t Come With A ‘Get Out Of Debt Free’ Card

If the board game "Monopoly" replicated real life more closely, the rules would have to be changed to include buying whatever you want even if you can't afford it, multiple credit cards and loans from the bank for each player, and a 'Get Out of Debt Free' card from...

Where Can You Find Emergency Financial Assistance in the United States?

Emergencies arrive with very little warning, and it is often their suddenness that makes them so stressful. Without warning or any time to prepare (and in some cases prevent), you may find yourself in an unbearably stressful situation. A job loss, medical...

Your Income Today May Not Cover Your Expenses Of Tomorrow

Financial planning and budgeting is never an easy task, and even those who plan ahead can be caught off guard by unforeseen expenses. Ask yourself what would happen if you lost your job or primary income stream. Could you cut back on your spending enough to make ends...

DNotesEDU Prioritizes Investor Protection in Cryptocurrency Education

Originally Published on DCEBrief.com Cryptocurrency education platform DNotesEDU has announced a massive upgrade, offering expanded content that provides entry level educational material focusing on cryptocurrency and personal finance. According to...

Coin ATM Radar Helps You Find A Bitcoin ATM Near You

Coin ATM Radar is definitely a go-to source for all things bitcoin ATM. Their map (above) lets you locate the ATM closest to you. They also have a mobile app available on Google Play, so regardless of where your travels take you, you will always know the nearest...

“Trendy Investments are Especially Ripe For Fraudsters” – SEC Office of Investor Education and Advocacy article on Cryptocurrenies & ICO Tokens

An article by Lori Schock, Director of the SEC's Office of Investor Education and Advocacy, further reiterates the need for accurate cryptocurrency education. The 'fear of missing out' enthusiasm is showing no age boundaries - students, millennials, and...

5 Reasons For And Against Investing In Cryptocurrency

5 Reasons To Invest In Cryptocurrency 1) You could play a role in the development of a concept that has the potential to change the world more than the internet. 2) It is difficult for most people to pick winners in the early stages of an industry's development, but...

Open2Study Provides a Free Online Financial Literacy Course

A free financial literacy course is available to everyone in an open and online offering from Open2Study and Macquarie University in Sydney Australia. The four week course, beginning March 20, 2017, will expand your knowledge of personal finance as you explore topics...

Unconventional Emergency Fund Ideas For Compulsive Spenders

Sixty percent of Americans can't come up with enough money to pay for a $500 emergency. It's not that they don't the have access to information on how to improve their situation, because everywhere you turn, there is a bombardment of how-to financial advice on...

Using A Savings Calculator Can Be A Real Financial Wake Up Call

"Research has shown that people who use these calculators save more money than people who don't."   - Making the Most of Your Money Now by Jane Bryant Quinn   The power of a savings/investing calculator may lie partly in the fact that it is in your hands (literally),...

Free Cryptocurrency Trading Simulator

There is a lot to learn just covering the basics of cryptocurrency and how to buy your first bitcoin. Even though you may have told yourself you can handle the risk and volatility, when you finally attempt trading cryptocurrency on an exchange, your...

What are Bitcoin Futures?

In case you thought the whole concept of bitcoin was already too difficult to grasp for the average person, it is about to make friends with traditional financial products that very few people understand. Cboe Global Markets will be launching bitcoin futures trading...

Is The Bank Of Canada Holding Your Bank Account?

If you have a bank account that has seen no activity in the last ten years, it may be in the possession of the Bank of Canada (BoC). This also applies to other Canadian dollar financial instruments issued by a regulated bank or trust company, including term deposits,...

How The Easter Bunny Found Bitcoin

On March 23, 2008, Edward Bunny, a.k.a. the Easter Bunny, made a delivery that would change his life forever. A staunch traditionalist and dedicated professional, he was going to do something that morning that was so out of character, it was unbelievable to anyone who...

Programmed to Spend

April is Financial Literacy Month in the United States, and since its inception in 2004, it has raised public awareness and focused attention on the need for, and current lack of, financial education. While most of this is directed at students, there is a dire need...